
According to statistics compiled by the Center for Disease Control, the number one cause of death due to unintentional injury is motor vehicle accidents. Likewise, motor vehicle accidents are the fourth leading for emergency room visits resulting from unintentional accidents.
Across the United States, 1 in 7 drivers are uninsured. Colorado falls in line with that statistic. In addition, Colorado requires only that a driver purchase $25,000 in liability coverage. The odds are good in Colorado that, if you are involved in an auto accident, the at-fault driver is going to be uninsured or have the minimum limits of coverage. Even a moderately serious accident can result in well in excess of $25,000 in damages. An ambulance ride to the emergency room, follow-up care with your physician, lost wages and other expenses can add up quickly.